Best Auto Insurance in Nevada (2025)
Compare top-rated auto insurance companies in Nevada. Find affordable coverage that meets NV state requirements and save up to 40% on your premium.
$1,589
Avg. Annual Premium
25/50/20
Minimum Coverage
Las Vegas
Largest City
3.2 million
Population
Nevada Auto Insurance Requirements
Nevada requires drivers to carry proof of insurance at all times or face license suspension.
Minimum Liability Coverage: 25/50/20
- • First number: Bodily injury per person
- • Second number: Bodily injury per accident
- • Third number: Property damage per accident
How to Find Cheap Car Insurance in Nevada
Compare Multiple Quotes
Get quotes from at least 3-5 insurance companies. Rates in Nevada can vary by hundreds of dollars for the same coverage.
Ask About Discounts
Safe driver, multi-policy, good student, and low mileage discounts can significantly reduce your premium.
Consider Higher Deductibles
Raising your deductible from $500 to $1,000 can lower your premium by 15-25%.
Maintain Good Credit
Most insurers in Nevada use credit-based insurance scores. A good credit score can mean lower rates.
Drive Safely
A clean driving record is one of the best ways to keep your insurance costs down.
Nevada Auto Insurance FAQs
What is the minimum auto insurance required in Nevada?
Nevada requires minimum liability coverage of 25/50/20 (bodily injury per person/per accident/property damage). Nevada requires drivers to carry proof of insurance at all times or face license suspension.
How much does car insurance cost in Nevada?
The average annual car insurance premium in Nevada is $1,589. Your actual rate may vary based on your driving record, age, vehicle, and coverage choices.
What factors affect auto insurance rates in Nevada?
Key factors affecting Nevada auto insurance rates include your driving record, age, credit score (where permitted), vehicle type, coverage levels, deductibles, and where you live within the state. Drivers in Las Vegas typically pay more than those in rural areas.
How can I find cheap car insurance in Nevada?
To find affordable car insurance in Nevada: 1) Compare quotes from multiple insurers, 2) Ask about available discounts, 3) Consider raising your deductible, 4) Bundle with home insurance, 5) Maintain a clean driving record. The best rates often come from comparing at least 3-5 different companies.
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Compare rates from top insurers and save up to 40% on your auto insurance.
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